Financial institutions act as intermediaries channeling the savings of individuals, companies, and governments towards loans and investors seeking to generate dividends or growth as real estate securities or shares. They allow management of money to support the need for others, whether individuals or companies, types of clients such as individuals, suppliers or government are each played a role within the term of savings and credit application. The main financial institutions are banks, associations, cooperatives, insurers, and investment funds.

Commercia lbanks provide a safe place where they can invest their funds and loans to be able to finance their investments, like the purchase of real estate or the business increment; investment are based on assisting companies in raising capital, they provide support of realization transactions participation of commercial activities of creation of market., they are strengthened and formed with the different savings and individuals or companies allowing s turn the investment and request of credits by its members, without the consent of thesame.